Stop prescreened credit card offers
Fewer "you're pre-approved!" letters means less junk mail and fewer offers for a thief to fish out of your mailbox.
- Go to optoutprescreen.com or call 1-888-5-OPT-OUT (1-888-567-8688). It's run by the major credit bureaus.
- Choose the five-year opt-out and enter the details it asks for.
- Want it for good? Start online, then sign and mail back the Permanent Opt-Out form.
Tip: Type the address yourself rather than clicking a link. It asks for your Social Security number, so make sure you're on the real site. Offers can keep coming for a few weeks.
Try it now: Look at your mail this week: how many letters are credit or insurance offers? That's what this stops.
Next crumbs
- 💵 MoneyFreeze your credit for freeA credit freeze stops anyone opening a new loan or card in your name. It costs nothing and doesn't touch your score.
- 💵 MoneyPull your free credit reportSee what Equifax, Experian and TransUnion have on you, free, every week. Mistakes and accounts opened by strangers show up here.
- 💵 MoneyCheck a financial pro on BrokerCheckBefore you hand anyone money to invest, a free 1-minute search shows their licences, job history and any complaints.