Pull your free credit report
See what Equifax, Experian and TransUnion have on you, free, every week. Mistakes and accounts opened by strangers show up here.
- Go to AnnualCreditReport.com or call
877-322-8228. It's the official free site; look-alikes may try to sell you something. - Pick one, two or all three bureaus. Each can show something different.
- Scan the accounts list for any loan or card you don't recognize.
- Check your name, addresses and balances are right.
Tip: Something you don't recognize could be a mistake or identity theft. Dispute errors with the bureau, and freeze your credit if you suspect fraud.
Try it now: Pull one bureau's report now and check the account list against the cards and loans you know you have.
Next crumbs
- 💵 MoneyLower your credit utilizationHow much of your credit limit you're using is one of the biggest parts of a credit score.
- 💵 MoneyFreeze your credit for freeA credit freeze stops anyone opening a new loan or card in your name. It costs nothing and doesn't touch your score.
- 💵 MoneyCheck a financial pro on BrokerCheckBefore you hand anyone money to invest, a free 1-minute search shows their licences, job history and any complaints.