Check that your bank is FDIC-insured
A friendly app isn't always a bank. Check your bank in BankFind and know your deposits are covered up to $250,000.
- Open the FDIC's BankFind search at banks.data.fdic.gov.
- Type your bank's name or web address and pick it from the results.
- Check it's listed as an active, insured institution. Not there? Ask which insured bank actually holds your money.
- Remember the limit: $250,000 per depositor, per ownership category, at each insured bank.
Tip: Deposit insurance covers checking, savings, money market deposit accounts and CDs, not stocks, bonds, mutual funds, annuities or crypto, even when a bank sells them.
Try it now: Look up the bank behind your main checking account right now. Does the name match the one on your statement?
Next crumbs
- 💵 MoneyFreeze your credit for freeA credit freeze stops anyone opening a new loan or card in your name. It costs nothing and doesn't touch your score.
- 💵 MoneyCheck a financial pro on BrokerCheckBefore you hand anyone money to invest, a free 1-minute search shows their licences, job history and any complaints.
- 💵 MoneyLower your credit utilizationHow much of your credit limit you're using is one of the biggest parts of a credit score.